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Personal Lines and Home Insurance
18th Jul

2016

According to a recent Pew Study, a record 57 million Americans now live in multigenerational family households.  Most of the time it involves an elderly parent or an adult child who has moved back in, but either way, this could ...

11th Apr

2014

All claims involving water damage are not covered.  In fact many types of water damage claims are excluded on insurance policies or have coverage limitations.  Because of this, it is important that a homeowner does everything they ...

16th Jul

2013

Many things have changed with property insurance in Florida since the hurricane assault on our state back in 2004 and 2005.  One of the biggest coverage changes occurred in the area of deductibles associated with wind related ...

16th Jul

2013

My how your view on things can change the older you get.  I remember as a kid growing up just how much fun I had jumping on a neighborhood trampoline, but today, as a risk manager and insurance agent, I cannot help but think about the ...

16th Jul

2013

You probably answered “yes”, but a disturbing trend with insurance in the state of Florida is the reduction in sinkhole coverage by some insurance companies.  Because of the alarming amount of sinkhole “claims” that were being ...

16th Jul

2013

One of the most widely misunderstood issues regarding property insurance is the coverage limitations that may exist in the event your home, rental property, or condominium has been vacant for an extended period of time. Every insurance ...

16th Jul

2013

In the last few months, there has been a significant increase in burglaries around Central Florida which is causing the local police to send out multiple crime notices.  Here are a few things to consider when it comes to the theft of ...